What would happen if your income stopped tomorrow?
We've been helping Kiwi families make smarter decisions with their income cover.
The right structure can not only protect your livelihood, but your back pocket too.
Enter your details to see your real take-home pay, the gap between income and expenses, and the cover you could put in place.
Your details
Your salary before tax.
Mortgage or rent, bills, food, transport, insurance — everything that has to be paid.
We'll show you the income you'd earn between now and then.
For example, a partner's after-tax income, rental income, or other reliable monthly income.
Calculating…
Your net monthly income
$0
After PAYE, ACC, student loan and KiwiSaver.
Total household net monthly income
$0
Your lifetime income until retirement
$0
Based on your gross income, indexed at 2% annually. This is what's at stake if your income stopped — and what good income protection is designed to safeguard.
If you lost your income tomorrow
$0
Cover options
Monthly benefit you could insure
Maximum taxable benefit
$0
75% of gross income
Maximum non-taxable benefit
$0
62.5% of gross income
Protect your lifestyle
$0
Monthly benefit shown. Actual policy structure, wait period, and benefit period will be discussed in your consultation.
Trauma Cover pays a lump sum on diagnosis of major illnesses like cancer, heart attack, or stroke — useful to bridge the gap between your essentials cover and your full income.
How long do you want to top up your income for?
Calculating…
Trauma cover sum insured
$0
Permanent Disability cover pays a lump sum if you're permanently unable to return to work.
How long do you want Permanent Disability cover to top up your income for?
Calculating…
Permanent Disability cover sum insured
$0
Ready to talk?
Let's build the right cover for your situation.
These numbers are a starting point. A 30-minute video call is all it takes to turn this into a clear, tailored plan.
Book your strategy session →Free, no obligation. Video call. Pick a time that suits you.
You call the shots. We'll compare the market and help you get it right.
